Your Financial Thinking Engine
Stop guessing about your finances. Meldia learns your spending patterns, predicts your cash flow, and gives you the insights you need to make confident financial decisions in real-time
See your complete financial picture
Stop wondering where your money went. Get intelligent insights from all your accounts with personalized financial intelligence that learns your habits.
Smart spending insights & trends
Income prediction & momentum tracking
Real-time net worth analysis
Behavioral pattern recognition
Net Worth
Above comfort zone
Total Net Worth
$24,847
Momentum
$ 3,200
Spent Today
$ 127
Primary account
Growing steadily
Know when money's coming
Get precise predictions of your next paycheck amount and date, plus confidence scores and timeline tracking so you can plan spending with certainty.
Total This Month
$5,345
Avg: $1,781.67
Paycheck Received
3
Upcoming Aug. 15
Misc. Income
$365
from other sources
See every dollar in real-time
Complete visibility into your money flow with intelligent categorization that reveals patterns you never noticed
Transaction Type
Count
Total
Withdrawals
This month
2
$450.00
Previous: $380.00
Deposits
This month
3
$1,200.00
Previous: $950.00
Your financial health at a glance
Track net worth momentum and emergency fund coverage like vital signs - know exactly where you stand financially
Recurring Purchases (1 of 3)
Netflix Subscription
3 times • $15.99 avg
$47.97
total
Smart guidance that learns from you
Personalized insights based on your actual spending patterns, timing, and decision-making history
This purchase fits comfortably within your budget. You'll still have $800+ remaining in checking and it's only 15% of your monthly income.
Key Insights
Strong savings rate this month (+22%)
No major expenses planned for next 2 weeks
Two heads are better than one
Your Financial Wingman at Every Purchase
You know that sinking feeling when you're about to buy something but have no idea if it'll mess up your finances? We turn that anxiety into confidence with real-time financial intelligence
Before Meldia.
How financial stress works
Stare at your bank balance wondering "Can I actually afford this?"
Make purchases and immediately regret them
Lose sleep over how what you bought will affect your finances
Constantly second-guess your spending decisions
Switch between 5 different apps trying to get a clear picture
After Meldia.
What peace feels like
Know exactly whether you can afford any purchase in seconds
Make confident financial decisions based on real data
See your complete financial picture in one place
Get warned before purchases mess with your bill money
Understand exactly how purchases fit your financial flow
Before Meldia.
How financial stress works
Stare at your bank balance wondering "Can I actually afford this?"
Make purchases and immediately regret them
Lose sleep over how what you bought will affect your finances
Constantly second-guess your spending decisions
Switch between 5 different apps trying to get a clear picture
After Meldia.
What peace feels like
Know exactly whether you can afford any purchase in seconds
Make confident financial decisions based on real data
See your complete financial picture in one place
Get warned before purchases mess with your bill money
Understand exactly how purchases fit your financial flow
Settle all buying decisions
Your Personal Purchase Advisor
Ask 'Can I afford this?' and get smart analysis of timing, alternatives, and financial impact so you can buy with complete confidence.
Can I afford it?demo
Ready to analyze
Enter your purchase details to see how Meldia evaluates affordability
Simple Pricing, All Features
Complete access to Meldia's financial intelligence engine. Smart purchase analysis, personalized insights, and real-time affordability scoring - all included.
Choose what fits your needs.
Choose your billing frequency
Standard
Full access from day one. Get Meldia's complete financial intelligence engine, smart purchase analysis, and personalized insights. Perfect for those who want maximum flexibility without the annual commitment.
$9.00
/monthly
Connect all your bank accounts securely
Ask "Can I afford this?" and get instant answers
Track exactly when your paychecks arrive
Automatically organize your spending by category
Set up and monitor your monthly bills
See your real savings rate (not inflated numbers)
Get alerts for unusual spending or charges
View your complete financial picture in real-time
Learn your personal spending patterns
Calculate true affordability before you buy
Unlimited account connections
24/7 customer support via email
What Our Users Say
Real feedback from people who've transformed their financial confidence with Meldia
"Finally feels good to buy without the guilt. Meldia showed me I could actually afford that MacBook I'd been wanting for months."
Sarah M.
"Honestly didn't expect much, but seeing my actual spending patterns was eye-opening. Down $200/month just from seeing where my money really goes."
Ezra C.
"My income varies every month, so budgeting was always a mess. Meldia actually learns when my clients typically pay and helps me plan around those gaps."
Maya R.
"Other apps made it look like I was saving more than I actually was. Meldia showed me the real numbers - wasn't pretty, but at least now I know where I stand."
Jasper W.
"Got an alert about a weird charge on my business account - turned out to be fraud. Saved me from a much bigger headache. The affordability feature helps with equipment purchases too."
Luna D.
"Found a subscription I completely forgot about - just $12/month but adds up. The bill tracking is simple but catches things you miss. Helpful on a teacher's budget."
David K.
"Finally feels good to buy without the guilt. Meldia showed me I could actually afford that MacBook I'd been wanting for months."
Sarah M.
"Honestly didn't expect much, but seeing my actual spending patterns was eye-opening. Down $200/month just from seeing where my money really goes."
Ezra C.
"My income varies every month, so budgeting was always a mess. Meldia actually learns when my clients typically pay and helps me plan around those gaps."
Maya R.
"Other apps made it look like I was saving more than I actually was. Meldia showed me the real numbers - wasn't pretty, but at least now I know where I stand."
Jasper W.
"Got an alert about a weird charge on my business account - turned out to be fraud. Saved me from a much bigger headache. The affordability feature helps with equipment purchases too."
Luna D.
"Found a subscription I completely forgot about - just $12/month but adds up. The bill tracking is simple but catches things you miss. Helpful on a teacher's budget."
David K.
"Finally feels good to buy without the guilt. Meldia showed me I could actually afford that MacBook I'd been wanting for months."
Sarah M.
"Honestly didn't expect much, but seeing my actual spending patterns was eye-opening. Down $200/month just from seeing where my money really goes."
Ezra C.
"My income varies every month, so budgeting was always a mess. Meldia actually learns when my clients typically pay and helps me plan around those gaps."
Maya R.
"Other apps made it look like I was saving more than I actually was. Meldia showed me the real numbers - wasn't pretty, but at least now I know where I stand."
Jasper W.
"Got an alert about a weird charge on my business account - turned out to be fraud. Saved me from a much bigger headache. The affordability feature helps with equipment purchases too."
Luna D.
"Found a subscription I completely forgot about - just $12/month but adds up. The bill tracking is simple but catches things you miss. Helpful on a teacher's budget."
David K.
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